Community & Private Lending
Featured Investments
Investments & Administration
Loan Servicing
Superior Loan Servicing
(818) 483-0027
(818) 483-0027
Community & Private Lending
Featured Investments
A commercial property in Oxnard that once employed 200 people suffered a fire and fell into disrepair. For five years, a local entrepreneur fought to restore it. Every lender said no.
We said yes. Today, a family-owned business is growing domestically produced flowers on the property — bringing American agricultural jobs back and selling locally when the rest of the industry imports from overseas.
A family in East Palo Alto needed bridge financing to keep their home. Banks wouldn’t lend in the neighborhood. The timeline was impossible by conventional standards.
We closed the deal. The family stayed. The home was preserved.
A property owner in Oakland couldn’t secure traditional financing. The property had potential but the numbers didn’t fit a bank’s box.
We looked at what the banks missed. The loan funded, the property was rehabilitated, and the investment paid off in full.
A San Francisco homeowner facing a complex financial situation needed capital no traditional lender would provide. Time was running out.
We structured a $2.7 million bridge loan that gave them the runway to resolve their situation. Loan repaid. Home saved.
A small investor in Richmond was battling a serious illness and needed to refinance quickly. Banks don’t move fast for small deals in transitional neighborhoods.
We did. The loan closed, the borrower got breathing room, and the loan was repaid in full.
When no one else will fund the deal, we look at what everyone else missed. Properties others call unbankable. Timelines others call impossible.
Since 2006, we’ve deployed over $50 million across California — from the Bay Area to San Diego, rehabilitating properties and putting capital where it’s needed most.
© 2026 United States Real Estate Corp.
Fairness & EquityUnited States Real Estate Corporation is a specialized real estate lender providing bridge and rehabilitation financing across California. We deploy capital where traditional institutions won’t — in the communities that need it most.
We originate and manage short-term bridge loans secured by California real estate. Our borrowers are property owners, small investors, and entrepreneurs who need capital on timelines and in locations that conventional lenders won’t serve.
Every dollar we deploy goes to low-and-moderate income census tracts or serves populations that lack adequate access to traditional credit. We don’t lend in Beverly Hills. We lend in the neighborhoods between the highways — the places the big banks drive past.
Each loan is individually underwritten with a focus on collateral value, borrower capacity, and community impact. Our portfolio is audited annually by an independent CPA firm and our financial statements are available to qualified institutional partners upon request.
Loan servicing is handled by Superior Loan Servicing (SLS), a licensed California servicer that manages payment processing, escrow, insurance, and reporting. This separation of origination and servicing provides institutional-grade infrastructure and independent oversight.
We welcome conversations with institutional partners, banks, and mission-aligned investors interested in California community development lending.
Get in Touch© 2026 United States Real Estate Corp.
Fairness & EquityEvery loan we fund tells a story. These are representative transactions from our portfolio — properties and people that traditional lenders turned away.
A commercial property that once employed 200 people suffered a fire and fell into disrepair. For five years, a local entrepreneur fought to restore it. Every lender said no. We said yes. Today, a family-owned business is growing domestically produced flowers on the property — bringing American agricultural jobs back and selling locally when the rest of the industry imports from overseas.
A family needed bridge financing to keep their home. Banks wouldn’t lend in the neighborhood. The timeline was impossible by conventional standards. We closed the deal. The family stayed. The home was preserved.
A property owner couldn’t secure traditional financing. The property had potential but the numbers didn’t fit a bank’s box. We looked at what the banks missed. The loan funded, the property was rehabilitated, and the investment paid off in full.
A homeowner facing a complex financial situation needed capital no traditional lender would provide. Time was running out. We structured a bridge loan that gave them the runway to resolve their situation. Loan repaid. Home saved.
A small investor battling a serious illness needed to refinance quickly. Banks don’t move fast for small deals in transitional neighborhoods. We did. The loan closed, the borrower got breathing room, and the loan was repaid in full.
Our lending activity spans the entire state of California, with concentrations in the Bay Area, Greater Los Angeles, and the Central Valley. We focus on areas designated as low-and-moderate income census tracts where access to conventional credit is limited.
Institutional investors seeking qualified community development investments are invited to contact our team.
Discuss an Opportunity© 2026 United States Real Estate Corp.
Fairness & EquityWe work with banks and institutional investors to deploy capital into California communities that traditional lending channels underserve.
California’s underserved real estate markets represent a significant capital gap. Borrowers in low-and-moderate income areas need bridge financing for acquisitions, renovations, and stabilization — but conventional lenders won’t serve these markets at the speed and flexibility required.
USRE Corporation bridges that gap. We have nearly two decades of origination experience in these communities, independently audited financials, and institutional-grade loan servicing through a licensed third-party servicer.
We offer flexible capital deployment structures tailored to each partner’s objectives and regulatory framework. Capital partners receive:
Audited financial statements prepared annually by an independent CPA firm. Loan-level reporting including borrower status, collateral valuations, and payment history through our third-party servicer. Geographic targeting — partners can direct capital to specific California counties or census tracts aligned with their institutional priorities.
Every loan in our portfolio is secured by real property in a low-and-moderate income census tract or serves a borrower who lacks access to conventional credit. Our lending activity directly supports:
Property rehabilitation in distressed neighborhoods. Homeownership preservation for families facing foreclosure or displacement. Small business and commercial property financing in areas with limited institutional capital. Job creation and retention through commercial property restoration.
Our track record includes transactions across the Bay Area, Greater Los Angeles, the Central Valley, and Southern California — in the specific communities where capital access is most constrained.
Qualified institutional partners may request the following materials:
Audited consolidated financial statements (current and prior years). Portfolio summary and loan tape. Servicing agreement and servicer credentials. Geographic lending analysis by census tract. Sample loan documentation.
All materials are provided under standard confidentiality terms.
We welcome inquiries from banks and institutional investors interested in California community development lending.
Contact Our Team© 2026 United States Real Estate Corp.
Fairness & EquityWe’re available for conversations about lending opportunities, capital partnerships, and general inquiries.
United States Real Estate Corporation
Los Angeles, California
For institutional partnership inquiries, audited financial statements, or portfolio information, please contact us directly. We respond to all qualified inquiries within one business day.
Loan servicing provided by Superior Loan Servicing · (818) 483-0027
© 2026 United States Real Estate Corp.
Fairness & Equity